健康 - High Deductible 健康计划 with an HSA | University of New England in Maine-全球网络赌博平台

全球网络赌博平台你的HDHP和HSA

The High Deductible 健康计划 (HDHP) associated with the 健康 Savings Account (HSA) is a point-of-service plan offering you flexibility for your health care needs. Monthly premiums are the lowest of the three health plan options. UNE will contribute up to $2,600/year to an eligible participating employee's HSA account. Employer HSA contributions are made on a per-pay-period basis.

Things to consider before electing an HDHP /保险公司 plan

查看福利指引(PDF) 每月的保费.
Do not elect this plan if you have a Medical Flexible Spending Account or if you have other coverage such as 医疗保险 Part A. If you are considering enrolling in 医疗保险 Part A please review Deciding Whether to Enroll in 医疗保险 Part A and B When You Turn 65 (PDF)
If you elect the HSA medical insurance plan and decide to enroll in 医疗保险 after delaying it, you should stop contributing to your HSA (including UNE’s employer contributions) at least six months in advance of enrolling in 医疗保险. 否则, you may be hit with a tax penalty because Part A of 医疗保险 provides six months of retroactive coverage upon enrollment. You should contact a UNE 人力资源 representative at least six months in advance to complete the necessary paperwork to stop HSA contributions.
HSA funds cannot be used for expenses incurred prior to the setup/opening of the 国内银行 account. Example: If you open your account on 2/24/2024, you are not permitted to use HSA funds for any dates of service prior to 2/24/2024.
HSA funds may be used for you and your spouse; all dependents you claim on your tax return; and any person you could have claimed as a dependent on your return (with some exceptions). Your domestic partner may not use your HSA contribution to pay for their medical expenses regardless of medical coverage under your high deductible health plan. This is subject to change per the IRS. See the IRS guidelines for the most up to date information regarding the use of HSA funds

2024年HSA最高供款额

计划	最高供款金额
个人的计划	$4,150 (including UNE's contribution)
家庭计划	$8,300 (including UNE's contribution)
55岁以上	额外的1000美元

国内银行

国内银行 is where your HSA contributions will be made. Whether you have used a 健康 Savings Account previously or not, you may have questions about your HSA account.

On HSA银行的网站 you can find a variety of resources, including:

为什么要开HSA
如何使用你的HSA
HSAs到Z
管理HSA的工具
转移/展期HSA资金
HSA Self-Directed Investment Options
移动支付
如何获取税务资料
会员常见问题解答
和更多的

Watch: 国内银行 Bank Investing Webinar

The webinar discusses both the potential benefits and the process for individuals enrolled in Cigna’s high deductible health plan with a health savings account to invest their HSA dollars.